Effective date: August 25, 2026
This website is operated for the Family Opportunity Mortgage Loan Program by Unified Home Loans (NMLS #1965830), Paul Bozek (NMLS #189572), 2270 Douglas Blvd Ste 215, Roseville, CA. This policy explains what information we collect on this site, how we use it, and the choices you have.
Information we collect
Information you provide. When you submit our quote or pre-qualification form, we collect the information you enter, such as your name, email address, phone number, the state you are buying in, estimated purchase price, and anything else you choose to share with us.
Information collected automatically. Like most websites, we and our service providers may collect standard technical information such as your IP address, browser type, pages viewed, and general usage data through cookies and similar technologies, including analytics tools.
How we use your information
We use the information you provide to respond to your inquiry, evaluate loan options, communicate with you about your request, and operate and improve this website. We do not sell your personal information.
Text messages and calls
By providing your phone number and giving consent on our form, you agree to receive marketing and informational text messages and calls from us, including messages sent using automated technology. Consent is not a condition of purchase. Message frequency varies and message and data rates may apply. Reply STOP at any time to opt out of text messages, or let us know by phone or email and we will stop contacting you.
How we share information
We may share your information with lenders and licensed mortgage professionals as needed to serve your request, including affiliated or partner brokerages when your loan scenario is better served there, and with service providers that help us run this site and manage communications (for example, our customer relationship and messaging platform). These parties are expected to use your information only to provide services to us. We may also disclose information when required by law or to protect our legal rights.
Third-party content
This site may embed content from third parties, such as YouTube videos, and link to other websites. Those services operate under their own privacy policies, which we encourage you to review.
Data retention and security
We keep the information you submit for as long as needed to serve your request and to meet legal, regulatory, and record-keeping obligations, and we use reasonable safeguards to protect it. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Your California privacy rights
If you are a California resident, you may have the right to request details about the personal information we have collected about you, request that we delete or correct it, and opt out of any sale or sharing of personal information (we do not sell personal information). We will not discriminate against you for exercising these rights. To make a request, contact us using the information below.
Children
This site is intended for adults and is not directed to anyone under 18. We do not knowingly collect personal information from minors.
Changes to this policy
We may update this policy from time to time. The effective date above reflects the latest revision, and material changes will be posted on this page.
Contact us
Unified Home Loans — Family Opportunity Mortgage Loan Program
2270 Douglas Blvd Ste 215, Roseville, CA
Phone: (916) 271-4405
Email: paul@unifiedhl.com